Mission statement
The problem
Investing, taxes, insurance, retirement. The education system didn't prepare you for the complexities of the real world.
Advertisements, influencers, celebrities. Everybody around you claims to know a shortcut for you to become filthy rich in five easy steps.
Complex words, information overload, misinformation. The first result Google gives you is far from being the best or even true. To ask the right questions, you first need to know what you're talking about.
Financial advisors, bankers, insurers. Although they should be your primary weapon in this chaos, their interests don't always align with your own. Good ones can take you to success, bad ones might become the reason you don't reach it.
A solution
It's not all opinions. Decades of solid academic research exist on these topics, and countless scholars continue to study these problems using the scientific method. Their work gets tested, challenged, and refined until what remains is the closest thing to the truth we have.
It's not a perfect solution, nor the solution, but it's as good as it gets.
Yours truly
I'm just like you, only a few steps ahead. As I learn and address my own shortcomings, the hope is that the content you find on this website is both more approachable to read than a research paper, but also useful in practice. Just knowing these ideas and tools exist is the first step towards forming an opinion of your own and carving your own path.
SwissMisfortune